Helping Texans Take Control Of Their Finances
Financial challenges can arise unexpectedly, leading individuals to explore options like Chapter 7 bankruptcy for relief. If you find yourself considering this route, you might be wondering about the fate of your retirement accounts. Chapter 7 bankruptcy basics...
Financial hardships can affect anyone for several reasons. When your debt reaches a point of overwhelming burden, it becomes important to recognize the telltale signs that bankruptcy might be the most suitable course of action. 1. Unmanageable debt When your debt load...
As the history of the COVID-19 pandemic continues to be written, one or more chapters will cover the impact on businesses, both small and large. The tale is two-fold: companies that survived and enterprises that failed, despite billions in forgivable loans courtesy of...
Filing for bankruptcy in Texas can offer a fresh financial start for those struggling with overwhelming debt. While bankruptcy can discharge many types of debt, understanding that not all debts qualify for discharge is essential. Debts bankruptcy does not discharge...
People who owe someone money may begin to receive phone calls and other communications from the person, company or third party seeking their money. However, sometimes collectors cross the line into harassment, which may include communications containing threats and...
Chapter 7 bankruptcy is helpful if you cannot get out of debt. However, it is not a foolproof solution. There are many mistakes you need to avoid if you decide Chapter 7 is right for you. According to the United States Courts, 335,886 people filed for Chapter 7 in...
When you file for bankruptcy, it will remain on your credit report for seven to 10 years. While filing for bankruptcy does damage your credit, there are ways to rebuild after bankruptcy. Get a secured credit card With a history of bankruptcy, you become a risk to...
There are a lot of misconceptions about bankruptcy in general. Chapter 13 Bankruptcy, which is a more complex and involved process than Chapter 7 bankruptcy, confuses many people. Some people assume that if they don't qualify for a Chapter 7 bankruptcy based on the...
The impact of the COVID-19 pandemic is still being felt as variants breach the border of the United States. The near two-year crisis continues to impact not only physical health but also financial stability. Thankfully proactive measures were put into place early on...
People say that knowledge is power, and when you understand how certain systems work, you can use them for your own benefit. Misinformation, on the other hand, could prevent people from taking the right steps to protect themselves. There is plenty of confusing or...