SEASONED & TRUSTED

Helping Good People Through Hard Times

Bankruptcy can be caused by circumstances beyond your control. Our lawyers are here to help you take back control of your finances and get out of debt.

Board Certified in Bankruptcy

We are highly educated and experienced in guiding people through bankruptcy. Our certification proves it.

We Help Texans Take Control of Their Finances

The sooner you reach out to us, the sooner you can live debt-free.
We offer free consultations.

Houston, Texas

713-526-5220

HOUSTON, TX BANKRUPTCY LAWYER

Legal Guidance for Overcoming Financial Challenges in Houston, TX

Insurmountable debt can truly happen to anyone. Even if you work hard at your job, even if you are financially responsible and do everything you can to live within your means, life happens. Maybe you got sick and the medical bills spiraled out of control. Maybe you got laid off and had to use credit cards to keep your family housed and fed. Maybe you fell prey to payday loans out of necessity when you had just begun a new job and had bills due before your first paycheck came in. Maybe divorce or circumstances beyond your control reduced your family income from two incomes to one or less. There are many ways that debt can sneak up on a person. Fortunately, there is a way to manage this debt that does not involve trying to keep track of many different monthly payments while accruing interest charges.

Over 3 Decades of Bankruptcy Experience

With our knowledge of bankruptcy laws and our experience helping clients through this process, we can help you achieve relief from your debts.

Chapter 7 Bankruptcy

Chapter 13 Bankruptcy

Board Certified Specialist

We have provided legal assistance to thousands of Houston residents and businesses

Depending on the needs of your family or your business, our attorneys will identify the type of bankruptcy that will help you the most. Factors like your ability to keep making payments toward your debt and what assets you have will influence what type of bankruptcy is likely to be best for you. You have more options than you might think. In some cases, we are even able to help our clients avoid bankruptcy by negotiating directly with their creditors, especially when hospital care or a credit card is a major source of debt.

If filing for bankruptcy is the right solution for you, you still have options. Liquidation bankruptcy, legally called Chapter 7 bankruptcy for individuals and businesses, may work best if you have fairly limited assets and much of what you own is exempt from liquidation. Restructuring bankruptcy, or Chapter 13 bankruptcy, can create a repayment plan that lasts only 3-5 years before all further debt is waived.

Vicky Fealy has 30+ years of legal experience, helping clients through tough times.

At The Fealy Law Firm, PC, our attorneys work diligently to help clients address issues related to all types of bankruptcy. To schedule an initial meeting, call 713-526-5220.

FREE CONSULTATION

With Our Help, No Debt is Insurmountable. You Have a Path to Complete Debt-Freedom

Attorney Fealy understands the stress having debt you cannot pay can put on you, your family, or your business. We have strategies for business owners that can help you stay open and keep operating while you work towards profitability. If you are an individual in debt, and you worry about your family “losing everything” in bankruptcy, we can put those fears to rest. Many of your most important and necessary belongings, like your home, retirement savings, vehicle, and furniture, may be exempt from liquidation.

To arrange a free consultation with the experienced bankruptcy attorneys at The Fealy Law Firm, PC, please call us today at 713-526-5220. We will listen to your case and provide personalized feedback.

The Fealy Law Firm Family First Scholarship

We recognize how difficult it can be to pursue an education while balancing family responsibilities. Through our scholarship program, we provide an award of $1,500 each semester to a single parent to help with college expenses.