Helping Homeowners Fight Foreclosure
If you are facing a foreclosure, you need a Houston consumer bankruptcy lawyer who has successfully handled thousands of foreclosure issues – one who knows how to stop foreclosures immediately. You need an attorney who knows how to communicate with your mortgage company and who knows how to decipher the codes and languages they use to determine how much you really owe.
Vicky Fealy* is one of a limited number of Texas board-certified consumer bankruptcy attorneys in Houston. She has more than 25 years of experience in stopping foreclosures and providing guidance on other debt relief options. She has also spoken at conferences and been interviewed by the press regarding mortgage servicing issues. She is truly a trusted advocate during this difficult time in your life.
Handling All Types Of Foreclosure
Texas has two basic types of foreclosure: judicial and nonjudicial. The major difference between the two is whether a court needs to get involved for the lender to obtain “power of sale”. Once power of sale is obtained, the property can be auctioned off. How long the process takes, and the steps involved, depends on which type of foreclosure is pursued.
Our team is steeped in Texas foreclosure law and in defending clients from foreclosure due to unmanageable debt. We can help in situations involving:
- Foreclosure on deeds of trusts
- Mortgages in default (i.e., in violation of loan repayment terms)
- Nonjudicial foreclosure (invoking a power of sale clause in the deed of trust)
- Judicial foreclosure (taking you to court)
- Foreclosure by HOA
- Foreclosure by Property Taxing Authorities
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
Committed To Helping You Stop Foreclosure
As a specialized debt relief agency, The Fealy Law Firm, PC, has long helped individuals throughout the greater Houston area get out from under the weight of debts that often lead to foreclosure. Whether you’re looking to prevent impending foreclosure action or are facing an imminent foreclosure, Ms. Fealy is here to help. Call 713-568-4491 or complete our contact form to schedule your free and private consultation today. Se habla español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.