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Creditor Harassment
What Do I Do if a Creditor Continues Collection After Bankruptcy Discharge?
Getting a bankruptcy discharge is supposed to be the moment the weight lifts. Under 11 U.S.C. § 524, a bankruptcy discharge acts as a permanent injunction that prohibits ...
Bankruptcy
How Does Bankruptcy Affect Ongoing Business Contracts?
When a business files for bankruptcy, contracts don’t just disappear. Vendors, landlords, suppliers, and service providers all want to know what happens to the agreements they ...
Foreclosure
HOA Foreclosure vs. Mortgage Foreclosure in Bankruptcy
Many homeowners in Texas are surprised to learn that two completely different creditors can move to take their home at the same time: Their mortgage ...
Chapter 13 Bankruptcy
What Is a Hardship Discharge in a Texas Chapter 13 Case?
A hardship discharge lets you end your Chapter 13 bankruptcy case early and still wipe out some of your debt, even if you haven’t finished making all ...
Bankruptcy
Top Mistakes People Make Before Filing for Bankruptcy
If you are considering bankruptcy in 2026, the actions you take before filing can affect your case. Many good people make innocent mistakes that can ...
Chapter 13 Bankruptcy
How Do Cramdowns Work in Bankruptcy?
One of the things people worry about the most when they file for bankruptcy is what will happen to their stuff. It’s easy to dismiss physical belongings ...
Bankruptcy
When Do Trustees File Lawsuits to Recover Assets in Consumer Bankruptcy?
Bankruptcy trustees can file lawsuits to recover assets when they believe you transferred property or made payments before filing bankruptcy in ways that were unfair to your ...