Foreclosure

HOA Foreclosure vs. Mortgage Foreclosure in Bankruptcy

Many homeowners in Texas are surprised to learn that two completely different creditors can move to take their home at the same time: Their mortgage ...
Chapter 13 Bankruptcy

What Is a Hardship Discharge in a Texas Chapter 13 Case?

A hardship discharge lets you end your Chapter 13 bankruptcy case early and still wipe out some of your debt, even if you haven’t finished making all ...
Bankruptcy

Top Mistakes People Make Before Filing for Bankruptcy

If you are considering bankruptcy in 2026, the actions you take before filing can affect your case. Many good people make innocent mistakes that can ...
Chapter 13 Bankruptcy

How Do Cramdowns Work in Bankruptcy?

One of the things people worry about the most when they file for bankruptcy is what will happen to their stuff. It’s easy to dismiss physical belongings ...
Bankruptcy

When Do Trustees File Lawsuits to Recover Assets in Consumer Bankruptcy?

Bankruptcy trustees can file lawsuits to recover assets when they believe you transferred property or made payments before filing bankruptcy in ways that were unfair to your ...
Bankruptcy

Will My Creditors Dispute My Bankruptcy Claim?

Many people worry that their creditors will fight their bankruptcy filing. The good news is that most creditors do not dispute bankruptcy cases. Creditors understand ...
Chapter 13 Bankruptcy

Can Chapter 13 Bankruptcy Stop Foreclosure in Texas?

Facing foreclosure on your home in 2026 is one of the most stressful situations any family can experience. The thought of losing the place where you raised ...