Foreclosure

What Is a Loan Modification and How Does It Work?

If you’re behind on your mortgage, a loan modification may offer a solution. A loan modification is a permanent change to the terms of your existing mortgage. ...
Bankruptcy

Can IRS Tax Debt Be Discharged in Bankruptcy?

If you’re substantially behind on debt payments, including to the IRS, it’s common to jump to the assumption that bankruptcy is the answer. Some IRS tax ...
Bankruptcy

Can a Business Stay Open During Chapter 11 Subchapter V Bankruptcy?

Filing for bankruptcy doesn’t have to mean closing your business’s doors. Chapter 11, Subchapter V bankruptcy is designed to help small businesses restructure their debts while continuing ...
Creditor Harassment

Can Creditors Call Me at My Work?

Creditors can do a lot of things to get payment, sometimes that includes calling your workplace. However, there is a line that, when crossed, debt collection ...
Chapter 13 Bankruptcy

How Long Does a Chapter 13 Repayment Plan Last?

There are several types of bankruptcy. Chapter 13 is best suited for people with personal debts who also have a steady income. Repayment of these debts happens ...
Bankruptcy

Is Bankruptcy Expensive in Texas?

When you’re already struggling financially, the idea of paying for bankruptcy might feel like a cruel irony. “How much will this cost me?” is one of the ...
Bankruptcy

What Kind of Bankruptcy Do I File If I’m a Business Owner in Texas?

There are several types of bankruptcy, and each serves a different purpose. If you’re a business owner with debt who’s decided that the best way forward is ...