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Bankruptcy
Can I Get All My Credit Card Debt Discharged?
Americans are no strangers to credit card debt. According to TransUnion, one of the largest credit reporting agencies in the country, the average credit card debt per ...
Chapter 7 Bankruptcy
Can You File Chapter 7 if You Are Self-Employed?
Self-employed people can file for Chapter 7 bankruptcy. Being your own boss does not disqualify you from using this form of debt relief. The process is ...
Foreclosure
What Is a Loan Modification and How Does It Work?
If you’re behind on your mortgage, a loan modification may offer a solution. A loan modification is a permanent change to the terms of your existing mortgage. ...
Bankruptcy
Can IRS Tax Debt Be Discharged in Bankruptcy?
If you’re substantially behind on debt payments, including to the IRS, it’s common to jump to the assumption that bankruptcy is the answer. Some IRS tax ...
Bankruptcy
Can a Business Stay Open During Chapter 11 Subchapter V Bankruptcy?
Filing for bankruptcy doesn’t have to mean closing your business’s doors. Chapter 11, Subchapter V bankruptcy is designed to help small businesses restructure their debts while continuing ...
Creditor Harassment
Can Creditors Call Me at My Work?
Creditors can do a lot of things to get payment, sometimes that includes calling your workplace. However, there is a line that, when crossed, debt collection ...
Chapter 13 Bankruptcy
How Long Does a Chapter 13 Repayment Plan Last?
There are several types of bankruptcy. Chapter 13 is best suited for people with personal debts who also have a steady income. Repayment of these debts happens ...