Bankruptcy

What Are Creditors Allowed to Do to Repossess Something?

If you find yourself not being able to make payments on a loan, you may worry that repossession is in your future. That worry comes with its ...
Foreclosure

What’s the Difference Between Judicial and Non-Judicial Foreclosure?

Foreclosure isn’t something anyone wants to face, but if you’ve fallen behind on your mortgage and can’t get caught up, it may realistically be in the ...
Creditor Harassment

What Can You Do About Creditor Harassment?

Debt collectors are entitled to notify their debtors about payments that are coming or past due. They have to be able to follow up with ...
Chapter 13 Bankruptcy

Can You Pay Off a Chapter 13 Plan Early Without Penalties?

Paying off a Chapter 13 plan early sounds like a great idea, but it is not as simple as just sending in more money. In most cases, ...
Chapter 7 Bankruptcy

How Chapter 7 Bankruptcy Works for People With Little Income

When debt feels like it is closing in from every direction, it can be hard to see a way forward. Bills can pile up, and ...
Creditor Harassment

What Do I Do if a Creditor Continues Collection After Bankruptcy Discharge?

Getting a bankruptcy discharge is supposed to be the moment the weight lifts. Under 11 U.S.C. § 524, a bankruptcy discharge acts as a permanent injunction that prohibits ...
Bankruptcy

How Does Bankruptcy Affect Ongoing Business Contracts?

When a business files for bankruptcy, contracts don’t just disappear. Vendors, landlords, suppliers, and service providers all want to know what happens to the agreements they ...