Filing bankruptcy will stop creditor harassment, but there are also other tools available to consumers to stop harassing and often illegal collection practices utilized by creditors. The Fealy Law Firm, PC stops creditor harassment using several different legal avenues. Vicky M. Fealy is well versed in the Federal Debt Collection Practices Act as well as the Federal Credit Reporting Act, the Truth in Lending Act, the Real Estate Settlement Procedures Act and the state versions of these laws enacted to stop creditor harassment. In some instances, the illegal or unethical conduct may be stopped by a cease and desist letter. If necessary, litigation may be filed to stop the harassment.